Managing finances from your mobile phone is now easier than ever with OPay’s USSD codes. These codes let you carry out various financial tasks, such as sending money, paying bills, and buying airtime, all without needing internet access.
In this blog post, we’ll explain what OPay USSD codes are and how you can use them effectively to handle your day-to-day financial activities.
Whether you’re new to OPay or looking to make the most of its features, this guide will provide you with simple steps and tips to get started.
What is Opay USSD Code?
The Opay USSD code (*995#) is a short code you can dial on your phone to access various Opay services. It’s quick, easy, and doesn’t require data.
Opay’s USSD codes are a simple way to manage your finances and make transactions without the need for internet access.
Users of MTN, 9mobile, and Airtel can use the Opay USSD Code. Only the Glo network users cannot. Also, to be able to use the Opay USSD code, you must have an Opay account and the mobile number of the SIM linked to the account.
Here’s how you can use them effectively:
How to Transfer Money Using the Opay Transfer Code
To send money using Opay USSD Code to an Opay account, follow the steps below:
- Dial the *955*1#.
- Enter the amount, and the recipient’s number.
- Confirm with your PIN, and the money is sent instantly.
To send transfer money from Opay account to another bank, follow the steps below:
- Dial *955*2# on your registered phone number.
- Enter the recipient’s account number and amount you wish to send.
- Confirm the transaction by entering your PIN, and the money will be sent instantly.
How to Check Your Opay Account Balance Using the USSD Code
To check your balance;
- Dial *955*0# on your phone.
- Input your PIN to authorise the transaction.
- Your balance will appear on your phone screen.
Alternatively, if the above process is too much for you, you can dial *995*4# and input your PIN. Your Opay balance will be displayed on your screen.
Opay USSD Code to Pay Your Electricity Bill
Paying for your electricity bills using Opay is very easy, just follow the steps below:
- Dial *995# from your line.
- Choose option 3, Betting & Electricity option.
- Select option 2, Pay Electricity Bill.
- Input the electricity provider, account details, and metre number.
- Enter the amount and confirm the provider details.
- Input your PIN and authorise the transaction.
- You will be notified via SMS when the payment is successful. There might be a token, too.
How to Buy Airtime Using the USSD Code For Opay
If you run out of airtime and you need to recharge your line on the go:
- Just dial *955*3*Amount# to buy airtime for yourself and *955*3*Amount*Phone Number# to recharge for others.
How to Buy Data Using the Opay USSD Code
Buying data is easy using Opay USSD code:
- Dial the *955*4#, select the data purchase option, choose your plan, and confirm with your PIN. You can also buy data for others using the same method.
How to Use The Opay USSD Code to Fund Betting Accounts
You can also fund your betting account by following the steps below:
- Dial *995# from your line.
- Choose option 3, Betting & Electricity.
- Choose option 1, Fund Betting Account.
- Choose your preferred betting platform.
- Enter the amount you want to fund your account.
- Input your PIN to authorise the deposit.
- You will be notified via SMS when the recharge is successful.
How to use the Opay USSD Code to Withdraw
If you need to withdraw cash, dial the code, select withdraw, enter the amount, and follow the instructions to get your cash from an agent.
Opay USSD Codes For Loan
To take Opay loan, you will need to download the Opay app from the Google Play Store or App Store.
- Log in to your Opay account.
- Navigate to the “finance” tab and select “loan.”
- Choose your preferred loan partner (e.g., Okash or Easemoni) and download the respective app.
- Complete the loan application form with accurate information.
Using Opay’s USSD codes is straightforward and convenient, making everyday transactions smooth and efficient.